Covering specific risks
Should insurance mandates cover niche risks like crops, credit, or climate damage? 10 bills.
- Open now
- 6
- Coming back
- 3
- Became law
- 0
- Stopped
- 1
The bills
What can still move first, then what may return next session, then laws and what stopped. Newest first in each.
Can still move 6
- Congress back Nov 9, dies Jan 3, 2027Increasing Insurance Access for Specialty Crops ActIn committee
- Can still moveEstablishes the climate protection insurance actIn committee
- Can still moveEstablishes the insure our communities actIn committee
- Congress back Nov 9, dies Jan 3, 2027Wildfire Insurance Coverage Study Act of 2025In committee
- Congress back Nov 9, dies Jan 3, 2027Protecting Mushroom Farmers ActIn committee
- Can still moveEstablishes the climate protection insurance actIn committee
May return next session 3
- Must be reintroduced next sessionDisasters: dataPassed first chamber
- Must be reintroduced next sessionAN ACT relating to credit personal property insurancePassed first chamber
- Must be reintroduced next sessionRelating to insurancePassed first chamber
Stopped: vetoed, failed or out of time 1
- April 22 set for first hearing. Failed passage in committee. (Ayes 3. Noes 2. Page 4012.) · Apr 23Admitted insurers: residential property insuranceSession ended
Grouped by AI from the bills closest to Insurance, by the policy questions they address. Bills in a group may take opposing positions. Grouping as of October 27, 2026. A bill is not a law until it is signed.
Other fights over Insurance
Fighting insurance fraud
How strictly should laws punish and prevent insurance fraud and theft?
11 bills · 2 became law
Expanding flood coverage
Should the government support private flood insurance or expand public program access?
11 bills
Keeping premiums affordable
Should regulators cap rate increases or mandate benefits to keep insurance affordable?
10 bills
Defining insurer regulation
Who should oversee insurance companies and how much federal power is allowed?
10 bills
Protecting policyholder data
How much control should consumers have over their insurance and driving data?
5 bills · 1 became law