Protecting Health Care and Lowering Costs Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- Senate
- Sponsors
- +43
- Latest action
- Jul 30, 2025
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What it does
Protecting Health Care and Lowering Costs Act This bill makes permanent temporary provisions that generally expand eligibility for and increase the amount of the premium tax credit. This bill also repeals multiple Medicaid, Medicare, and health-related tax provisions enacted by the One Big Beautiful Bill Act (OBBBA). Currently, eligible taxpayers may claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To qualify, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the maximum income limit is…
Official summary · Introduced in Senate · Jul 30, 2025
Titles and provisions can change as the bill moves.
What moved
Who is involved
- Sen. Schumer, Charles E. [D-NY]Lead sponsor
- Sen. Alsobrooks, Angela D. [D-MD]Co-sponsor
- Sen. Baldwin, Tammy [D-WI]Co-sponsor
- Sen. Bennet, Michael F. [D-CO]Co-sponsor
- Sen. Blumenthal, Richard [D-CT]Co-sponsor
- Sen. Blunt Rochester, Lisa [D-DE]Co-sponsor
Sponsors
The lawmakers who put their names on it, lead sponsors first.
- Sen. Schumer, Charles E. [D-NY]
- Sen. Alsobrooks, Angela D. [D-MD]
- Sen. Baldwin, Tammy [D-WI]
- Sen. Bennet, Michael F. [D-CO]
- Sen. Blumenthal, Richard [D-CT]
- Sen. Blunt Rochester, Lisa [D-DE]
- Sen. Booker, Cory A. [D-NJ]
- Sen. Cantwell, Maria [D-WA]
- Sen. Coons, Christopher A. [D-DE]
- Sen. Cortez Masto, Catherine [D-NV]
- Sen. Duckworth, Tammy [D-IL]
- Sen. Durbin, Richard J. [D-IL]
- Sen. Fetterman, John [D-PA]
- Sen. Gallego, Ruben [D-AZ]
- Sen. Gillibrand, Kirsten E. [D-NY]
- Sen. Hassan, Margaret Wood [D-NH]
- Sen. Heinrich, Martin [D-NM]
- Sen. Hickenlooper, John W. [D-CO]
- Sen. Hirono, Mazie K. [D-HI]
- Sen. Kaine, Tim [D-VA]
- Sen. Kelly, Mark [D-AZ]
- Sen. Kim, Andy [D-NJ]
- Sen. King, Angus S., Jr. [I-ME]
- Sen. Klobuchar, Amy [D-MN]
- Sen. Luján, Ben Ray [D-NM]
- Sen. Markey, Edward J. [D-MA]
- Sen. Merkley, Jeff [D-OR]
- Sen. Murphy, Christopher [D-CT]
- Sen. Murray, Patty [D-WA]
- Sen. Ossoff, Jon [D-GA]
- Sen. Padilla, Alex [D-CA]
- Sen. Peters, Gary C. [D-MI]
- Sen. Reed, Jack [D-RI]
- Sen. Rosen, Jacky [D-NV]
- Sen. Sanders, Bernard [I-VT]
- Sen. Schatz, Brian [D-HI]
- Sen. Schiff, Adam B. [D-CA]
- Sen. Shaheen, Jeanne [D-NH]
- Sen. Slotkin, Elissa [D-MI]
- Sen. Smith, Tina [D-MN]
- Sen. Van Hollen, Chris [D-MD]
- Sen. Warner, Mark R. [D-VA]
- Sen. Warnock, Raphael G. [D-GA]
- Sen. Warren, Elizabeth [D-MA]
- Sen. Welch, Peter [D-VT]
- Sen. Whitehouse, Sheldon [D-RI]
- Sen. Wyden, Ron [D-OR]
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Work with this bill
Where it goes next
While a bill can still move, the questions are about people and money.
- Who sits in the seats that vote on itA roster is not a certified tally, and a filing is not a place on the ballot.
- Who funds the people decidingA receipt is not backing. A contribution does not establish a policy motive.
- Who is paid to be heardNaming an institution is the filer's account, not a record of any meeting.
- Bills still moving in CongressNewest first, the ones that can still change