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Payment Choice Act of 2025

In committee: it can still change before the session ends.

US S 2326 · Senate Bill · 119th Congress

Stage
In committee
Started in
Senate
Sponsors
2
Latest action
Jul 17, 2025

What it does

The Payment Choice Act of 2025 would require brick-and-mortar retail businesses that accept in-person payments to accept cash for transactions up to $500 and prohibit them from charging cash-paying customers higher prices than non-cash customers. The bill includes limited exceptions for temporary system failures, insufficient change, or cash-to-prepaid card conversion devices that meet specific consumer-protection criteria, and allows businesses to refuse $50 or larger bills for five years after enactment, after which the Secretary of the Treasury must issue rules requiring acceptance of $1, $5, $10, and $20 bills. Violations could result in actual or liquidated damages (minimum $250 if…

No official summary is available here. This one was written by AI from the bill’s text.

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Where it stands

  1. Introduced (Done)

    Jul 17, 2025

  2. Committee (Current step)

    In committee · Jul 17, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Payment Choice Act of 2025 | 52