Medical Debt Relief Act of 2025
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- Senate
- Sponsors
- 6
- Latest action
- Jul 29, 2025
What it does
The Medical Debt Relief Act of 2025 would amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on consumer credit reports, effectively removing such debt from consideration in credit scoring and lending decisions. It defines medical debt broadly as any debt arising from medical services, products, or devices and requires the Consumer Financial Protection Bureau to update regulations within one year to bar creditors from using medical debt information when evaluating credit applications. The bill aims to protect consumers from financial harm caused by medical expenses by ensuring this information cannot negatively impact their access to credit.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
Reporting that may mention this subject. Possible matches are labeled.
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Where it goes next
While a bill can still move, the questions are about people and money.