National Flood Insurance Program Reauthorization and Reform Act of 2025
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsors
- 4
- Latest action
- Sep 19, 2025
What it does
The National Flood Insurance Program Reauthorization and Reform Act of 2025 would extend the program’s authorization through September 30, 2030, and allow continued operations during appropriations lapses by using available funds. It would cap annual premium increases at 9% for most policyholders over a five-year period, with exceptions for risk-reducing actions, and include provisions to improve affordability, mitigation, solvency, and policyholder protections. The bill affects homeowners, businesses, and communities participating in the NFIP, as well as FEMA, Write Your Own companies, and floodplain managers.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
Reporting that may mention this subject. Possible matches are labeled.
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Where it goes next
While a bill can still move, the questions are about people and money.