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Consumer Online Payment Transparency and Integrity Act

In committee: it can still change before the session ends.

US HR 4365 · House Bill · 119th Congress

Draft a letter
Stage
In committee
Started in
House
Sponsors
14
Latest action
Jul 14, 2025

What it does

The Consumer Online Payment Transparency and Integrity Act would require businesses to clearly disclose automatic renewal features and cancellation procedures in contracts, provide advance notice before renewals or charges begin, and obtain express informed consent from consumers before charging for renewals or converting free trials to paid subscriptions. It prohibits the use of dark patterns to obtain consent and allows the Federal Trade Commission to enforce these rules as unfair or deceptive practices, with violations resulting in voided contracts and mandatory refunds. The requirements would apply to most consumer contracts involving automatic renewals or free-to-pay conversions,…

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Jul 14, 2025

  2. Committee (Current step)

    In committee · Jul 14, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Consumer Online Payment Transparency and Integrity Act | 52