Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsor
- 1
- Latest action
- Apr 30, 2026
What it does
This joint resolution seeks to disapprove a rule issued by the Bureau of Consumer Financial Protection that withdrew an earlier rule applying Regulation Z’s Ability-To-Repay requirements to certain situations involving successors-in-interest. If enacted, the resolution would nullify the Bureau’s withdrawal rule, meaning the original Ability-To-Repay application to successors-in-interest would remain in effect. The measure affects mortgage lending practices and consumer protections under the Truth in Lending Act, particularly for individuals who inherit or assume mortgage obligations. It was introduced in the House and referred to the Committee on Financial Services for consideration.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
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Where it goes next
While a bill can still move, the questions are about people and money.