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FARM Home Loans Act of 2026

In committee: it can still change before the session ends.

US S 4182 · Senate Bill · 119th Congress

Stage
In committee
Started in
Senate
Sponsors
5
Latest action
Mar 24, 2026

What it does

The FARM Home Loans Act of 2026 would amend the Farm Credit Act of 1971 to expand rural housing financing options by allowing accessory dwelling units to be included as part of eligible rural home properties and increasing the maximum loan limit for rural housing from $2,500 to $10,000. The bill affects rural homebuyers and lenders participating in the Farm Credit System by broadening the definition of eligible housing and raising the financing cap. These changes aim to improve access to affordable home financing in rural markets by accommodating additional living units and supporting higher loan amounts.

AI summary · The lawmakers haven’t published an official summary of this bill yet, so 52 wrote this one from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Mar 24, 2026

  2. Committee (Current step)

    In committee · Mar 24, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

FARM Home Loans Act of 2026 | 52