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Insurance Fraud Accountability Act

Committee hearing: it can still change before the session ends.

US S 976 · Senate Bill · 119th Congress

Draft a letter
Stage
Committee hearing
Started in
Senate
Sponsors
12
Latest action
Nov 6, 2025

What it does

The Insurance Fraud Accountability Act would amend the Affordable Care Act to strengthen penalties and oversight for agents, brokers, and marketing organizations involved in fraudulent or misleading enrollment in qualified health plans through health insurance exchanges. It would impose civil fines of $10,000 to $50,000 per individual for negligent violations and up to $200,000 per individual for knowing violations by agents or brokers, with criminal penalties of up to 10 years in prison for willful fraud. The bill also requires verification processes for agent- or broker-assisted enrollments, including consent documentation, delayed commission payments until inconsistencies are resolved,…

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Mar 12, 2025

  2. Committee (Current step)

    Committee hearing · Nov 6, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Insurance Fraud Accountability Act | 52