American Lending Fairness Act of 2026
Reported from committee: it can still change before the session ends.
- Stage
- Reported from committee
- Started in
- House
- Sponsors
- 8
- Latest action
- Sep 16, 2026
What it does
The American Lending Fairness Act of 2026 would allow states to opt out of federal interest rate preemption for loans made by their own chartered banks and credit unions.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
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Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
Reporting that may mention this subject. Possible matches are labeled.
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Where it goes next
While a bill can still move, the questions are about people and money.