- Stage
- In committee
- Started in
- Senate
- Sponsors
- 11
- Latest action
- Jun 3, 2025
What it does
The VALID Act of 2025 would amend federal housing laws to require that prospective FHA borrowers receive information about VA home loan options as part of the Informed Consumer Choice Disclosure, ensuring they are aware of VA-guaranteed loan alternatives when considering FHA financing. It would also mandate that the Uniform Residential Loan Application include a military service question positioned above the signature line, to be implemented by the Federal Housing Finance Agency within six months of enactment. These changes aim to improve transparency and access to information for veterans and service members seeking home loans, without requiring lenders to determine VA loan eligibility.…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
While a bill can still move, the questions are about people and money.