National Flood Insurance Program Affordability Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsors
- 2
- Latest action
- Dec 30, 2025
What it does
The National Flood Insurance Program Affordability Act would create a means-tested assistance program administered by FEMA to provide graduated discounts on flood insurance premiums for eligible policyholders, ensuring their premiums do not exceed 1% of the area median income. It applies to primary residential dwellings, personal property, small businesses (up to 100 employees), and not-for-profit organizations that are NFIP policyholders and meet income or hardship criteria. The bill authorizes $250 million annually in appropriations, requires FEMA to spend at least 95% of those funds each year, and mandates the implementation of monthly premium payment options within 180 days of…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.