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NFIP Extension Act of 2026

On calendar: it can still change before the session ends.

US HR 5577 · House Bill · 119th Congress

Stage
On calendar
Started in
House
Sponsors
+3
Latest action
Jan 15, 2026

What it does

The NFIP Extension Act of 2026 would reauthorize the National Flood Insurance Program by extending its financing authority and program expiration date from September 30, 2023, to September 30, 2026. The bill amends two key sections of the National Flood Insurance Act of 1968 to ensure continued operation of the program, which provides flood insurance to property owners in participating communities. If enacted after January 30, 2026, the extensions would apply retroactively to that date to prevent any lapse in coverage. The bill affects homeowners, businesses, and renters relying on NFIP policies, as well as the federal agencies administering the program.

AI summary · The lawmakers haven’t published an official summary of this bill yet, so 52 wrote this one from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Sep 26, 2025

  2. Committee (Current step)

    On calendar · Jan 15, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

NFIP Extension Act of 2026 | 52