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Federal Worker Mortgage Forbearance Act

In committee: it can still change before the session ends.

US S 3156 · Senate Bill · 119th Congress

Stage
In committee
Started in
Senate
Sponsors
4
Latest action
Nov 7, 2025

What it does

The Federal Worker Mortgage Forbearance Act would allow certain federal employees and contractors affected by a lapse in appropriations to request and receive a 90-day forbearance on federally backed mortgage loans, regardless of delinquency status, without accruing additional fees, penalties, or interest beyond scheduled amounts, and without being required to make a lump-sum payment afterward. The bill covers employees of executive, legislative, or judicial branch agencies, including certain contractors, during a covered period that begins when a funding lapse starts and ends 180 days after it concludes. It also requires agencies to notify affected individuals of their rights within 10…

No official summary is available here. This one was written by AI from the bill’s text.

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Where it stands

  1. Introduced (Done)

    Nov 7, 2025

  2. Committee (Current step)

    In committee · Nov 7, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Federal Worker Mortgage Forbearance Act | 52