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Protect Military and Federal Employees from Unfair Bank Fees Act

In committee: it can still change before the session ends.

US HR 5953 · House Bill · 119th Congress

Stage
In committee
Started in
House
Sponsors
3
Latest action
Nov 7, 2025

What it does

The Protect Military and Federal Employees from Unfair Bank Fees Act would prohibit financial institutions and card issuers from charging certain fees—such as overdraft fees for insufficient funds or late payment fees on credit cards—on accounts held by covered persons during periods when federal appropriations are not in effect. Covered persons include federal civil service employees, military personnel, and uniformed services members who were furloughed or required to work without pay during such lapses in funding. The bill aims to protect these individuals from unfair bank fees when they are unable to receive their regular pay due to government shutdowns or funding gaps.

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Nov 7, 2025

  2. Committee (Current step)

    In committee · Nov 7, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Protect Military and Federal Employees from Unfair Bank Fees Act | 52