Credit Freeze for Kids Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- Senate
- Sponsors
- 2
- Latest action
- Feb 18, 2025
What it does
The Credit Freeze for Kids Act would amend the Fair Credit Reporting Act to require consumer reporting agencies to place security freezes for protected consumers—such as minors or incapacitated adults—free of charge upon request by their authorized representative, provided sufficient proof of identification and authority is submitted. The bill mandates that agencies must implement the freeze within three business days of receiving a direct request via toll-freeze request and notify other agencies within the same timeframe, with those agencies also required to act within three days of receiving notification. The provisions would take effect 18 months after the bill’s enactment.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
Reporting that may mention this subject. Possible matches are labeled.
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Where it goes next
While a bill can still move, the questions are about people and money.