- Stage
- In committee
- Started in
- Senate
- Sponsors
- 7
- Latest action
- Feb 11, 2026
What it does
The TRUST Act of 2026 would amend the Federal Deposit Insurance Act to allow federal banking agencies to examine qualifying insured depository institutions with up to $6 billion in total assets no less than once every 18 months, doubling the previous $3 billion threshold. This change affects smaller, well-managed banks by reducing the frequency of required supervisory examinations, aiming to tailor regulatory burden to institution size and risk profile. The bill does not alter examination requirements for institutions exceeding $6 billion in assets.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
While a bill can still move, the questions are about people and money.