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Unleashing AI Innovation in Financial Services Act

On calendar: it can still change before the session ends.

US HR 4801 · House Bill · 119th Congress

Draft a letter
Stage
On calendar
Started in
House
Sponsors
4
Latest action
Jun 24, 2026

What it does

Unleashing AI Innovation in Financial Services Act This bill allows regulated financial entities to test artificial intelligence (AI) projects under waived or modified regulations upon the approval of an application by the appropriate federal financial regulatory agency. These agencies must establish AI innovation labs to enable such projects. Under the bill, regulated entities may engage in AI test projects associated with financial products, services, or activities. Regulated entities must apply to the appropriate agency with a description and proposed duration of the AI test project, propose an alternative compliance strategy, and explain how the AI test project serves the public…

Official summary · Reported to House · Jun 24, 2026

Titles and provisions can change as the bill moves.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Jul 29, 2025

  2. Committee (Current step)

    On calendar · Jun 24, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Unleashing AI Innovation in Financial Services Act | 52