Student Loan Bankruptcy Improvement Act of 2025
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsors
- 25
- Latest action
- Jul 16, 2025
What it does
The Student Loan Bankruptcy Improvement Act of 2025 would amend the U.S. Bankruptcy Code to remove the "undue hardship" requirement for discharging student loan debt in bankruptcy, making it easier for borrowers to seek relief through the bankruptcy process. The bill applies to all federal student loan borrowers and would affect bankruptcy proceedings initiated before, on, or after the bill’s enactment. By eliminating the current stringent standard—which courts have interpreted narrowly via the Brunner test—the bill aims to provide a more equitable and accessible path to debt discharge while preserving other bankruptcy safeguards like means testing and disclosure requirements.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.