Eliminating Fraud in the CFPB’s Complaint Database Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsor
- 1
- Latest action
- Feb 17, 2026
What it does
The bill would amend the Consumer Financial Protection Act of 2010 to require consumers submitting complaints to the CFPB’s complaint database to attest, under penalty of perjury, that their complaint is truthful, submitted directly by them or an authorized representative with proper identification, and that they informed the relevant financial institution of the issue at least 60 days prior to filing. It would also allow covered financial institutions to close complaints deemed duplicative, frivolous, unauthorized, or fraudulent without further action, provided they notify the CFPB and record the reason, while mandating that the CFPB keep individual complaint narratives confidential but…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
While a bill can still move, the questions are about people and money.