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A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.

In committee: it can still change before the session ends.

US S 2053 · Senate Bill · 119th Congress

Stage
In committee
Started in
Senate
Sponsor
1
Latest action
Jun 12, 2025

What it does

The bill would amend the National Flood Insurance Act to prohibit the Federal Emergency Management Agency from requiring Write Your Own companies—private insurers that sell flood insurance under the NFIP—as a condition of participation, to refrain from offering or selling competing private flood insurance products. It specifically bars the inclusion of non-compete clauses in agreements with these companies that would restrict their ability to sell private flood insurance outside the NFIP. The change aims to allow Write Your Own insurers to compete more freely in the private flood insurance market while still participating in the federal program.

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Jun 12, 2025

  2. Committee (Current step)

    In committee · Jun 12, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

Reporting that may mention this subject. Possible matches are labeled.

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. | 52