Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsor
- 1
- Latest action
- Apr 30, 2026
What it does
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection that withdrew a previous regulation concerning the limited preemption of state laws under the Fair Credit Reporting Act. If enacted, the resolution would nullify the Bureau’s rule, meaning it would have no legal force or effect. The measure affects financial regulations governing how federal and state laws interact in the area of credit reporting, particularly impacting state authority to regulate consumer financial practices. It was introduced in the House and referred to the Committee on Financial Services for further consideration.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
While a bill can still move, the questions are about people and money.