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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

In committee: it can still change before the session ends.

US HJRES 185 · House Joint Resolution · 119th Congress

Draft a letter
Stage
In committee
Started in
House
Sponsor
1
Latest action
May 13, 2026

What it does

This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection that withdrew Consumer Financial Protection Circular 2024–03, which had identified certain contract terms and conditions as unlawful and unenforceable. If enacted, the resolution would nullify the Bureau’s withdrawal rule, effectively reinstating the original circular’s guidance on prohibited contract terms. The measure affects financial institutions and consumers by determining the legal enforceability of certain contractual provisions under federal consumer financial protection law. It was introduced in the House and referred to the Committee on Financial Services for consideration.

No official summary is available here. This one was written by AI from the bill’s text.

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Where it stands

  1. Introduced (Done)

    May 13, 2026

  2. Committee (Current step)

    In committee · May 13, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions". | 52