- Stage
- In committee
- Started in
- House
- Sponsors
- 95
- Latest action
- Jun 3, 2025
What it does
The VALID Act of 2025 would amend federal housing laws to require that prospective FHA borrowers receive information about VA home loan options as part of the Informed Consumer Choice Disclosure, including details assuming prevailing interest rates for VA-guaranteed loans. It would also mandate that the Uniform Residential Loan Application include a military service question positioned above the signature line, to be implemented by the Federal Housing Finance Agency within six months of enactment. The bill does not require lenders to determine VA loan eligibility for borrowers. These changes aim to improve awareness of VA loan benefits among homebuyers applying for FHA-insured mortgages.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.