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Community Investment and Prosperity Act

In committee: it can still change before the session ends.

US HR 5913 · House Bill · 119th Congress

Draft a letter
Stage
In committee
Started in
House
Sponsors
9
Latest action
Nov 4, 2025

What it does

The Community Investment and Prosperity Act would allow national banking associations and state member banks to increase their investments aimed at promoting public welfare by raising the allowable aggregate investment limit from 15% to 20% of their capital and surplus. This change applies to both the Comptroller of the Currency’s oversight of national banks and the Federal Reserve Board’s oversight of state member banks. The bill amends existing statutes under the Revised Statutes and the Federal Reserve Act to reflect this increase, with the goal of encouraging greater community investment and economic development. It affects banks regulated by these federal agencies and seeks to expand…

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Nov 4, 2025

  2. Committee (Current step)

    In committee · Nov 4, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Community Investment and Prosperity Act | 52