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Financial Institution Regulatory Tailoring Enhancement Act

On calendar: it can still change before the session ends.

US HR 3230 · House Bill · 119th Congress

Draft a letter
Stage
On calendar
Started in
House
Sponsors
3
Latest action
Jun 20, 2025

What it does

The Financial Institution Regulatory Tailoring Enhancement Act would raise the asset threshold at which financial institutions become subject to certain federal regulatory requirements from $10 billion to $50 billion. This change applies to supervision by the Consumer Financial Protection Bureau, Volcker Rule restrictions, qualified mortgage standards, and leverage and risk-based capital requirements. The bill would affect mid-sized banks and other financial institutions with assets between $10 billion and $50 billion, reducing their regulatory burden by exempting them from rules currently triggered at the lower threshold. The legislation was reported with an amendment and placed on the…

No official summary is available here. This one was written by AI from the bill’s text.

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Where it stands

  1. Introduced (Done)

    May 7, 2025

  2. Committee (Current step)

    On calendar · Jun 20, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Financial Institution Regulatory Tailoring Enhancement Act | 52