Automatic IRA Act of 2025
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsors
- 5
- Latest action
- Dec 15, 2025
What it does
The Automatic IRA Act of 2025 would amend the Internal Revenue Code to establish rules for automatic contribution retirement plans, including automatic IRA arrangements, where eligible employees are automatically enrolled to have payroll deduction contributions made to individual retirement accounts unless they opt out. The bill affects employers and employees by setting uniform notice, eligibility, contribution (starting at 6% and increasing to 10% over time), investment, fee, and lifetime income requirements for such plans. It also provides a tax credit for small employers that establish automatic IRA arrangements and clarifies how these arrangements are treated under state law.…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.