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Lowering Health Care Costs for Americans Act

In committee: it can still change before the session ends.

US S 3389 · Senate Bill · 119th Congress

Draft a letter
Stage
In committee
Started in
Senate
Sponsor
1
Latest action
Dec 9, 2025

What it does

The Lowering Health Care Costs for Americans Act aims to reduce health care expenses by modifying premium tax credit calculations, requiring biometric and ID verification for enrollment, and creating Healthcare Affordability Accounts to direct certain tax credits and cost-sharing reductions. It affects individuals purchasing qualified health plans who are eligible for premium tax credits, particularly those with household incomes between 200% and 400% of the poverty line, by capping monthly premium assistance amounts and directing payments into specialized accounts. The bill also includes provisions to increase transparency in hospital pricing, clinical lab tests, imaging, ambulatory…

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Dec 9, 2025

  2. Committee (Current step)

    In committee · Dec 9, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Lowering Health Care Costs for Americans Act | 52