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Bankruptcy Threshold Adjustment Act

Passed both chambers: it can still change before the session ends.

US HR 7730 · House Bill · 119th Congress

Draft a letter
Stage
Passed both chambers
Started in
House
Sponsors
7
Latest action
Sep 28, 2026

What it does

Bankruptcy Threshold Adjustment Act of 2026 This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies. Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million. The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)

Official summary · Introduced in House · Feb 26, 2026

Titles and provisions can change as the bill moves.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Feb 26, 2026

  2. Committee (Done)

  3. Floor (Current step)

    Passed both chambers · Sep 28, 2026

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Bankruptcy Threshold Adjustment Act | 52