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Health Coverage Across State Lines Act

In committee: it can still change before the session ends.

US S 3434 · Senate Bill · 119th Congress

Stage
In committee
Started in
Senate
Sponsor
Marsha Blackburn
Latest action
Dec 11, 2025

What it does

The Health Coverage Across State Lines Act would amend the Public Health Service Act to allow health insurance issuers to sell individual health insurance policies across state lines under the regulatory framework of a single designated "primary state," while exempting them from most insurance laws of other ("secondary") states where the policy is sold. Issuers must be licensed in their primary state and comply with specific disclosure requirements, including a clear notice stating that the policy is governed by the laws of the primary state. The bill preserves certain state-level obligations in secondary states, such as paying premium taxes, registering for legal service, submitting to…

AI summary · The lawmakers haven’t published an official summary of this bill yet, so 52 wrote this one from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Dec 11, 2025

  2. Committee (Current step)

    In committee · Dec 11, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Health Coverage Across State Lines Act | 52