Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsor
- 1
- Latest action
- May 11, 2026
What it does
This joint resolution seeks to disapprove a rule issued by the Bureau of Consumer Financial Protection that withdrew Consumer Financial Protection Circular 2022-07, which had provided guidance on how financial institutions should reasonably investigate consumer reporting disputes. If enacted, the resolution would nullify the Bureau’s withdrawal rule, effectively reinstating the original 2022 circular’s guidance on dispute investigations. The measure affects financial institutions and consumers by influencing how credit reporting disputes are handled under federal oversight. It was introduced in the House and referred to the Committee on Financial Services for further consideration.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
While a bill can still move, the questions are about people and money.