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Capping Costs for Consumers Act of 2026

In committee: it can still change before the session ends.

US HR 7164 · House Bill · 119th Congress

Stage
In committee
Started in
House
Sponsors
2
Latest action
Jan 20, 2026

What it does

The Capping Costs for Consumers Act of 2026 would expand cost-sharing reductions for individuals purchasing qualified health plans through health insurance exchanges by increasing the percentage of costs covered by plans for eligible enrollees, particularly shifting the benchmark from silver to gold-level plans starting in 2028. It would also adjust income thresholds and corresponding cost-sharing percentages for various income groups, increase premium tax credits by basing them on gold plans instead of silver plans, and provide federal funding to support these changes. These amendments primarily affect low- and moderate-income individuals enrolled in Exchange plans or state basic health…

No official summary is available here. This one was written by AI from the bill’s text.

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Where it stands

  1. Introduced (Done)

    Jan 20, 2026

  2. Committee (Current step)

    In committee · Jan 20, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Capping Costs for Consumers Act of 2026 | 52