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Servicemember Student Loan Affordability Act of 2025

In committee: it can still change before the session ends.

US S 3253 · Senate Bill · 119th Congress

Stage
In committee
Started in
Senate
Sponsors
+2
Latest action
Nov 20, 2025

What it does

The Servicemember Student Loan Affordability Act of 2025 would amend the Servicemembers Civil Relief Act to extend the 6 percent interest rate cap on debt incurred during military service to include student loans taken out before service that are later consolidated or refinanced while on active duty. This change applies to both federal and private student loans, as defined in the bill, and ensures that servicemembers (and their spouses, if jointly liable) are not charged more than 6 percent interest on such refinanced debt during their period of military service. The bill also updates implementation provisions to clarify when the interest rate limitation takes effect, including for…

AI summary · The lawmakers haven’t published an official summary of this bill yet, so 52 wrote this one from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Nov 20, 2025

  2. Committee (Current step)

    In committee · Nov 20, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Servicemember Student Loan Affordability Act of 2025 | 52