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Business of Insurance Regulatory Reform Act of 2025

In committee: it can still change before the session ends.

US HR 4735 · House Bill · 119th Congress

Draft a letter
Stage
In committee
Started in
House
Sponsors
7
Latest action
Jul 23, 2025

What it does

The Business of Insurance Regulatory Reform Act of 2025 would amend the Consumer Financial Protection Act of 2010 to limit the authority of the Bureau of Consumer Financial Protection (CFPB) over individuals or entities regulated by state insurance regulators when they are engaged in the business of insurance. Specifically, the bill prohibits the CFPB from enforcing consumer financial protection laws against such persons to the extent they are offering insurance products or services, and requires that any Bureau authority over them be narrowly construed if they are subject to other consumer laws. It also establishes a rule of construction that CFPB enforcement should be broadly interpreted…

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Jul 23, 2025

  2. Committee (Current step)

    In committee · Jul 23, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Business of Insurance Regulatory Reform Act of 2025 | 52