Housing Crisis Response Act of 2025

The Housing Crisis Response Act of 2025 would appropriate billions of dollars to the Department of Housing and Urban Development (HUD) for fiscal year 2026 to expand affordable housing production, preserve and improve public housing, support homeownership, and strengthen community development programs. It targets low- and moderate-income households, public housing agencies, local governments, Native American communities, and developers, with funding directed toward repairing, replacing, or constructing housing, improving energy and climate resilience, increasing accessibility, and providing rental assistance and downpayment support. The bill includes specific requirements such as minimum 20-year affordability periods for most units, prohibitions on using funds for operating costs or rental assistance, and mandates that funding supplement—not replace—existing local, state, or federal housing investments.