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FARM Home Loans Act of 2025

In committee: it can still change before the session ends.

US HR 6720 · House Bill · 119th Congress

Stage
In committee
Started in
House
Sponsors
3
Latest action
Jan 13, 2026

What it does

The FARM Home Loans Act of 2025 would amend the Farm Credit Act of 1971 to expand rural housing financing by allowing accessory dwelling units to be included in eligible property appurtenances and increasing the maximum loan amount for rural home loans from $2,500 to $10,000. The bill affects rural homebuyers and Farm Credit System institutions that provide housing loans in agricultural areas. It aims to improve access to financing for modest rural housing improvements, including secondary units like granny flats or in-law suites, by updating outdated loan limits and definitions.

AI summary · The lawmakers haven’t published an official summary of this bill yet, so 52 wrote this one from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Dec 15, 2025

  2. Committee (Current step)

    In committee · Jan 13, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

FARM Home Loans Act of 2025 | 52