Community Bank Relief Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- Senate
- Sponsors
- 2
- Latest action
- Feb 11, 2026
What it does
The Community Bank Relief Act would amend the Electronic Fund Transfer Act to require annual inflation adjustments to certain thresholds for payment card transaction fees, starting with an initial adjustment based on the change in the Consumer Price Index from October 2009 to October 2025, followed by yearly adjustments each January using the October CPI increase. This would affect payment card transaction fee rules by ensuring they keep pace with inflation, potentially impacting banks, merchants, and consumers involved in electronic fund transfers. The bill aims to provide relief to community banks by updating outdated fee thresholds that have not been adjusted for inflation since 2009.
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.