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Lowering CAR Insurance Act

In committee: it can still change before the session ends.

US HR 9916 · House Bill · 119th Congress

Stage
In committee
Started in
House
Sponsors
2
Latest action
Jul 23, 2026

What it does

The bill would require the Director of the Federal Insurance Office to submit an annual report by September 30 each year to the President and specified congressional committees on the automobile insurance industry, including legislative recommendations for lowering auto insurance costs and other relevant information. The report would be directed to the House Committee on Financial Services and the Senate Committee on Banking, Housing, and Urban Affairs. The requirement would take effect 90 days after the bill’s enactment. The bill aims to increase oversight and inform policy efforts to reduce automobile insurance costs.

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Jul 23, 2026

  2. Committee (Current step)

    In committee · Jul 23, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Lowering CAR Insurance Act | 52