Flood Insurance Consumer Choice Act of 2025
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- Senate
- Sponsor
- 1
- Latest action
- Jun 12, 2025
What it does
The Flood Insurance Consumer Choice Act of 2025 would allow National Flood Insurance Program (NFIP) policyholders who leave the program to purchase private flood insurance to later re-enroll in the NFIP without facing penalties or loss of benefits due to gaps in coverage. It amends the National Flood Insurance Act of 1968 to treat periods of continuous private flood insurance coverage as equivalent to continuous NFIP coverage for the purpose of meeting continuous coverage requirements, including those tied to mortgage lending rules under the Flood Disaster Protection Act of 1973. This change affects homeowners with mortgages in flood-prone areas who may prefer private insurance options but…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
While a bill can still move, the questions are about people and money.