Growing Deposit Insurance for the Future Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- House
- Sponsor
- 1
- Latest action
- Mar 25, 2026
What it does
The Growing Deposit Insurance for the Future Act would amend the Federal Deposit Insurance Act to update the inflation adjustment mechanism for deposit insurance coverage. It would change the base year for inflation adjustments from 2010 to 2030, replace the fixed $100,000 threshold with the standard maximum deposit insurance amount (currently $250,000) as the starting point for adjustments, and set the effective date of the adjustment to the date the bill is enacted rather than the original 2005 reform act date. This change affects insured depository institutions and their depositors by potentially increasing the inflation-adjusted coverage limit over time based on more recent economic…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.