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Consumer Financial Protection Accountability and Reform Act of 2026

Reported from committee: it can still change before the session ends.

US HR 10184 · House Bill · 119th Congress

Draft a letter
Stage
Reported from committee
Started in
House
Sponsors
31
Latest action
Sep 16, 2026

What it does

The Consumer Financial Protection Accountability and Reform Act of 2026 would reform the Bureau of Consumer Financial Protection by bringing it into the regular congressional appropriations process, increasing transparency in its rulemaking through detailed cost-benefit analysis requirements, and modifying how civil penalty funds are handled by directing excess amounts to the Treasury after victim compensation. It affects the Bureau’s operations, regulated financial institutions, and consumers by imposing new accountability measures, clarifying regulatory authority, and promoting oversight of enforcement practices. Notable changes include requiring the Bureau to publish full rulemaking…

No official summary is available here. This one was written by AI from the bill’s text.

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Where it stands

  1. Introduced (Done)

    Aug 31, 2026

  2. Committee (Current step)

    Reported from committee · Sep 16, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Consumer Financial Protection Accountability and Reform Act of 2026 | 52