Women's Retirement Protection Act
In committee: it can still change before the session ends.
- Stage
- In committee
- Started in
- Senate
- Sponsors
- 13
- Latest action
- Mar 12, 2025
What it does
The Women's Retirement Protection Act would amend the Employee Retirement Income Security Act of 1974 to require spousal consent for most distributions and beneficiary changes in defined contribution retirement plans, such as 401(k)s, mirroring protections already in place for traditional pension plans. It would affect participants in such plans and their spouses by mandating written, witnessed spousal consent before funds can be withdrawn or beneficiaries altered, with exceptions for small distributions, required minimum distributions, certain annuities, and rollovers to spousal IRAs. The bill also creates a private right of action for individuals to seek relief if their spousal consent…
No official summary is available here. This one was written by AI from the bill’s text.
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
Where it goes next
While a bill can still move, the questions are about people and money.