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TRUST Act of 2025

Passed first chamber: it can still change before the session ends.

US HR 4478 · House Bill · 119th Congress

Draft a letter
Stage
Passed first chamber
Started in
House
Sponsors
2
Latest action
May 13, 2026

What it does

Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.

Official summary · Introduced in House · Jul 17, 2025

Titles and provisions can change as the bill moves.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Jul 17, 2025

  2. Committee (Done)

  3. Floor (Current step)

    Passed first chamber · May 13, 2026

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

TRUST Act of 2025 | 52