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Emergency Savings Enhancement Act of 2025

In committee: it can still change before the session ends.

US HR 6417 · House Bill · 119th Congress

Draft a letter
Stage
In committee
Started in
House
Sponsors
2
Latest action
Dec 3, 2025

What it does

The Emergency Savings Enhancement Act of 2025 would modify eligibility requirements and increase contribution limits for pension-linked emergency savings accounts under both the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code of 1986. It would raise the maximum annual contribution limit from $2,500 to $5,000 and redefine “eligible participant” to include individuals who meet any age, service, or other plan eligibility requirements, regardless of whether they are otherwise participants in the plan. The changes would apply to taxable years beginning after December 31, 2026, and are intended to expand access to and utility of emergency savings linked to retirement…

No official summary is available here. This one was written by AI from the bill’s text.

Read the full textRead it on the official site

Where it stands

  1. Introduced (Done)

    Dec 3, 2025

  2. Committee (Current step)

    In committee · Dec 3, 2025

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

While a bill can still move, the questions are about people and money.

Work with this bill

Emergency Savings Enhancement Act of 2025 | 52