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Residential property insurance: wildfire risk.

It became law on Oct 9, 2025.

CA AB 1 · Assembly Bill · 2025–2026

Stage
Became law
Started in
Assembly
Sponsors
16
Latest action
Oct 9, 2025

What it does

Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures.

Read the full text

Where it stands

This bill passed and is now law.

  1. Introduced (Done)

  2. Committee (Done)

  3. Floor (Done)

  4. Law (Done)

    Oct 9, 2025

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

Once a bill is decided, the questions are about what is done with it in California.

Work with this bill

Residential property insurance: wildfire risk. | 52