An Act to Amend Title 18 of the Delaware Code Relating to Use of Certain Factors in Underwriting Private Insurance.
It became law on Sep 14, 2023.
- Stage
- Became law
- Started in
- Senate
- Sponsors
- +4
- Latest action
- Sep 14, 2023
What it does
Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This…
Where it stands
This bill passed and is now law.
Introduced (Done)
Committee (Done)
Floor (Done)
Law (Done)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
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Where it goes next
It is law in Delaware. What happens now is up to the agency that carries it out, the courts, and the place itself.