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Financial institutions: generally; criminal usury; amend to exempt earned wage access services. Amends 1968 PA 259 (MCL 438.41 - 438.42) by adding sec. 1a. TIE BAR WITH: HB 5558'26

In committee: it can still change before the session ends.

MI HB 5569 · House Bill · 2025-2026

Stage: In committee
Started in: House
Sponsors: 10
Latest action: Apr 30, 2026

Where it stands

Introduced (Done)
Committee (Current step)
In committee · Apr 30, 2026
Floor (Not started)
Law (Not started)

Read the full text

What moved

Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Peter HerzbergLead sponsor
Doug WozniakCo-sponsor
Greg AlexanderCo-sponsor
J.R. RothCo-sponsor
Joe TateCo-sponsor

See all 10 sponsors

Where it goes next

While a bill can still move, the questions are about people and money in Michigan.

Who sits in the seats that vote on itA roster is not a certified tally, and a filing is not a place on the ballot.
Who funds the people decidingA receipt is not backing. A contribution does not establish a policy motive.
Who is paid to be heardNaming an institution is the filer's account, not a record of any meeting.

Work with this bill

Financial institutions: generally; criminal usury; amend to exempt earned wage access services. Amends 1968 PA 259 (MCL 438.41 - 438.42) by adding sec. 1a. TIE BAR WITH: HB 5558'26 | 52