Skip to content

Relates to the use of virtual credit cards by insurers and certain health care plans

It became law on Dec 19, 2025.

NY A 3986 · A · 2025-2026

Stage
Became law
Sponsors
Latest action
Dec 19, 2025

What it does

Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions.

Read the full text

Where it stands

This bill passed and is now law.

  1. Introduced (Done)

  2. Committee (Done)

  3. Floor (Done)

  4. Law (Done)

    Dec 19, 2025

Where it goes next

Law in New York. Agencies now write the rules that carry it out, and courts can stay or strike it.

Looking this up…

What moved

Loading recorded actions…

Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

Reporting that may mention this subject. Possible matches are labeled.

Loading coverage…

Work with this bill

Relates to the use of virtual credit cards by insurers and certain health care plans | 52