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Regulate Earned-Wage Access Services

In committee: it can still change before the session ends.

CO HB 1046 · House Bill · 2026A

Stage
In committee
Started in
House
Sponsors
Latest action
May 14, 2026

What it does

The bill requires a person to obtain a license to provide earned-wage access services (provider) but allows current providers to continue providing the services without a license until a license is issued or denied. The licensing, administrative, and disciplinary functions of the regulation of providers are performed by the assistant attorney general (administrator) who administers the "Uniform Consumer Credit Code". The administrator is given several powers, including adopting rules, related to this regulation.License application and issuance standards and procedures are established. A provider is issued a license if the administrator finds that the financial responsibility, character, and…

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Where it stands

  1. Introduced (Done)

  2. Committee (Current step)

    In committee · May 14, 2026

  3. Floor (Not started)

  4. Law (Not started)

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

In the news

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Where it goes next

While a bill can still move, the questions are about people and money in Colorado.

Work with this bill

Regulate Earned-Wage Access Services | 52