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Homebuyers Privacy Protection Act

It became law on Sep 5, 2025.

US HR 2808 · House Bill · 119th Congress

Stage
Became law
Started in
House
Sponsors
90
Latest action
Sep 5, 2025

What it does

Homebuyers Privacy Protection Act This act limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the act prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current…

Official summary · Public Law · Sep 5, 2025

Titles and provisions can change as the bill moves.

Read the full textRead it on the official site

Where it stands

This bill passed and is now law.

  1. Introduced (Done)

  2. Committee (Done)

  3. Floor (Done)

  4. Law (Done)

    Sep 5, 2025

What moved

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Who is involved

Sponsors

The lawmakers who put their names on it, lead sponsors first.

Where it goes next

Once a bill is decided, the questions are about what is done with it.

Work with this bill

Homebuyers Privacy Protection Act | 52